AcePrep
Insurance License
Property & Casualty / Life & Health
Property & Casualty / Life & Health
State insurance licensing exams test your knowledge of insurance products, regulations, and ethical practices. Most states administer separate exams for Property & Casualty (P&C) and Life & Health (L&H), though the core content areas overlap significantly in general insurance principles and state regulations.
Exams typically run 100 to 150 questions with a passing threshold around 65-70%, depending on the state and line of authority. Questions are scenario-heavy, testing your ability to apply policy provisions, coverage limits, and regulatory requirements to real-world situations.
Most state exams are proctored at testing centers and administered electronically. You receive your pass/fail result immediately. Some states allow retakes after a waiting period (often 24 hours to 30 days), and most require continuing education to maintain your license after passing.
The app covers all major lines of authority with questions mapped to both P&C and L&H exam blueprints. Misconception detection is particularly useful here because insurance terminology is dense with similar-sounding concepts (occurrence vs. claims-made, named perils vs. open perils) where confident mistakes are common. The confidence calibration system surfaces exactly these weak points before exam day.